6 NA BUWANG PAYMENT RELIEF SA PAG-IBIG FUND HOME LOAN BORROWERS

NAG-AALOK ang Pag-IBIG Fund ng hanggang anim na buwang payment relief, mas abot-kayang amortization, at waived penalties sa ilalim ng special restructuring program nito upang matulungan ang home loan borrowers na makayanan ang pandemya.

Sinabi ni Secretary Eduardo D. del Rosario, nagsisilbing Chairman ng 11-member Pag-IBIG Fund Board of Trustees at head ng Department of Human Settlements and Urban Development, na nag-aalok ang ahensiya ng Special Housing Loan Restructuring Program upang tulungan ang Pag-IBIG Housing Loan borrowers na hindi mawala sa kanila ang kanilang mga tahanan sa gitna ng pandemya.

“In support of the government’s efforts, led by President Duterte, in helping Filipinos who are going through financial difficulties due to the pandemic, we are offering a special loan restructuring program to our housing loan borrowers with unpaid monthly amortizations of up to 12 months as of August 2020. We understand the need of our members especially during these times, that is why we are offering this program to help ease their financial burden and provide them time to financially recover until they are able to pay their loans,” pahayag ni Del Rosario.

Ani Del Rosario, sa ilalim ng loan restructuring program, ang mga borrowers ay bibigyan ng opsiyon na babaan ang kanilang monthly payments sa pagpapalawig ng kanilang loan term, i-spread ang pagbabayad  ng unpaid dues, at i-waive ang penalties sa arrears.

“We are also giving them the option to resume payment of their restructured loans by as late as March 2021.  This gives them up to six months of payment relief,” sabi ni Del Rosario.

Samantala, sinabi ni Pag-IBIG Fund Chief Executive Officer Acmad Rizaldy P. Moti na ang mga borrower ay maaaring mag-apply para sa loan restructuring program online dahil patuloy na inililipat ng ahensiya ang mga transaksiyon sa Virtual Pag-IBIG facility nito para sa kaligtasan at kaginhawaan ng mga miyembro.

“We will be accepting applications for our Special Housing Loan Restructuring Program via Virtual Pag-IBIG to make it easier and safer for our borrowers. They can conveniently apply for the program from their homes, and there is no need to go to our branches anymore. We are also giving all our borrowers ample time to apply as the program is available to them until December 15 of this year,” ani Moti.

“I would also like to point out that since the loan restructuring program is meant to help borrowers amid the pandemic, we will not be asking for down payment nor will we charge a processing fee for applications. This program is our way of giving back to our borrowers who religiously pay their monthly housing loan dues with Pag-IBIG Fund but over the past months, have not been able to do so due to the pandemic. We want to assure them that in these times of crisis, they can lean on Pag-IBIG. This is what Lingkod Pag-IBIG is all about,” dagdag ni Moti.