PAG-IBIG FUND MAY ALOK NA PROMO RATES SA HOME LOANS

INANUNSIYO ng top officials ng Pag-IBIG Fund na nag-aalok sila ng promo rates sa  home loans ng hanggang 4.985 percent per annum hanggang sa katapusan ng taon, isang hakbang para matulungan ang mga miyembro na magkaroon ng bahay at mapalakas ang ekonomiya sa gitna ng pandemya.

Ang ahensiya ay nag-aalok ng special low rates na 4.985 percent per annum sa ilalim ng 1-year repricing period at 5.375 percent per annum sa ilalim ng 3-year repricing period.  Ito ang lowest-ever rates sa ilalim ng Regular Housing Loan program ng ahensiya, at available sa mga miyembro na mag-aaplay ng bagong home loans hanggang sa katapusan lamang ng Hulyo.

Ibinaba pa nito ang naunang rates ng ahensiya na nasa 5.375 percent per annum para sa 1-year repricing at 6.375 percent per annum para sa 3-year repricing period.

Samantala, ang interest rates para sa Affordable Housing Program nito na  available para sa low at minimum-wage earners, ay nananatili sa lowest rate nito na may subsidized home loan interest rate na 3 percent per annum.

“By offering these special rates to our members, we are spurring economic activity in the housing industry, which has a ripple effect on the national economy. This is a win-win situation because our members get to take advantage of these home loan rates, while their purchase of their homes will help generate more jobs to help get our economy back on track.  This then, is our contribution to our nation’s journey to recovery, as led by President Duterte,” wika ni  Secretary Eduardo D. del Rosario ng Department of Human Settlements and Urban Development (DHSUD) at Chairman ng 11-member Pag-IBIG Fund Board of Trustees.

Sa pag-apruba ng Pag-IBIG Board sa promo rates noong Hulyo 9, sinabi ni  Pag-IBIG Fund Chief Executive Officer Acmad Rizaldy P. Moti na ang special rates ay agad na magiging epektibo at matatamasa ng incoming home loan borrowers hanggang Disyembre 29, 2020

“We review our rates regularly and have never repriced it upward under the Duterte administration. Our ever-improving quality of portfolio has allowed us to keep the rates low under our Risk-Based Pricing Model. But this time, we are offering something special. In consideration of the impact of the pandemic on the livelihood of our members, we reduced our home loan rates by as much 100 basis points for the next six months because we want to help members who are thinking of buying a home to take advantage of our lower-than-lowest rates.  Even amid the pandemic, now is the best time to buy a home with a Pag-IBIG Housing Loan,” ani Moti.