Why Purchase a Life Plan?

Planning for the future is often associated with saving for a home, education, or retirement. However, one crucial aspect of future planning that is frequently overlooked is memorial planning. A memorial or life plan is an essential investment that ensures your family is spared from the financial and emotional burden of arranging a funeral during a time of grief. Here’s why purchasing a life plan is a wise and thoughtful decision.

1. Financial Security and Peace of Mind

Funeral costs can be overwhelming and unexpected, encompassing expenses for caskets, burial plots, memorial services, transportation, and legal documentation. By purchasing a life plan, you ensure the availability of memorial services, preventing your loved ones from facing inflated costs in the future. This financial foresight not only protects your family from unplanned expenses but also brings peace of mind, knowing that everything is covered.

2. Eases the Emotional Burden

Losing a loved one is an emotionally difficult time for any family. Planning a funeral while grieving can intensify this emotional strain, leading to rushed decisions and added stress. With a life plan in place, your family can focus on mourning and honoring your memory, knowing that all necessary arrangements have already been taken care of. This thoughtful act reduces anxiety and allows for a more meaningful farewell.

3. Ensures Personal Preferences

Purchasing a life plan allows you to specify your preferences for your final arrangements. From the type of service to burial or cremation options, you have full control over how you want to be remembered. This personal touch ensures that your wishes are respected, providing comfort to both you and your family in knowing that everything will be carried out according to your desires.

4. Prevents Family Conflict

In many cases, families are left to make quick decisions about funeral arrangements without knowing what their loved one would have wanted. This can lead to disagreements and conflicts at a time when unity and support are most needed. Having a life plan in place removes any ambiguity and ensures that all decisions have been made in advance, promoting harmony within the family during a difficult time.

5. Affordable Payment Options

Many life plans offer flexible payment terms, allowing you to pay for your plan in installments. This makes it easier to manage the cost over time rather than having to pay a large sum all at once. Additionally, life plans can be customized to suit your budget and needs, making it a practical choice for anyone who wants to plan ahead without financial strain.

6. A Lasting Gift for Your Loved Ones

While discussing end-of-life planning may feel uncomfortable, purchasing a life plan is one of the most loving and responsible things you can do for your family. It relieves them of the burden of making difficult decisions and handling financial obligations during an emotionally charged time. In this way, your life plan becomes a lasting gift—one that ensures they can grieve peacefully without additional worries.

A life plan is more than just a pre-need plan; it is a way to care for your loved ones even after you’re gone. By making the responsible choice to purchase a life plan, you provide financial security, ease emotional stress, and ensure your final wishes are honored. It’s an investment that guarantees peace of mind for both you and your family—a thoughtful decision that benefits everyone.

Consider taking this step today so that your family can focus on cherishing memories and celebrating your life when the time comes.

For inquiries or assistance in choosing the best life plan, please call Eternal Plans Inc. at (02) 8706-3592. With 43 years of experience, we offer life plan programs to suit all budgetary concerns. With over 300 servicing mortuaries nationwide, we ensure that all requirements for memorial services are immediately addressed.

Eternal Plans is part of the ALC Group of Companies, founded by the late Amb. Antonio L. Cabangon Chua and currently chaired by D. Edgard A. Cabangon.